<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Reckonwire</title><description>The news, with the bill attached.</description><link>https://reckonwire.com/</link><item><title>fed&apos;s rate decision and dot plot land september 16</title><link>https://reckonwire.com/notes/fomc-decision-sep2026/</link><guid isPermaLink="true">https://reckonwire.com/notes/fomc-decision-sep2026/</guid><description>The Fed&apos;s next rate decision, paired with fresh economic projections and the dot plot, is set for September 16, 2026.</description><pubDate>Sat, 12 Sep 2026 00:00:00 GMT</pubDate></item><item><title>Your raise and your Medicare premium arrive in the same month</title><link>https://reckonwire.com/notes/the-cola-medicare-squeeze/</link><guid isPermaLink="true">https://reckonwire.com/notes/the-cola-medicare-squeeze/</guid><description>A 3.6% COLA on a $1,900 check is about $68. A projected $6.60 Part B increase takes roughly a tenth of it before the deposit lands.</description><pubDate>Thu, 03 Sep 2026 00:00:00 GMT</pubDate></item><item><title>The 2027 Social Security COLA is tracking near 3.6%</title><link>https://reckonwire.com/notes/2027-cola-estimate-3-6-percent/</link><guid isPermaLink="true">https://reckonwire.com/notes/2027-cola-estimate-3-6-percent/</guid><description>Estimates for the 2027 cost-of-living adjustment run from 3.2% to 3.6% after July inflation data. SSA announces the confirmed figure on October 14.</description><pubDate>Wed, 02 Sep 2026 00:00:00 GMT</pubDate></item><item><title>Your 2027 Medicare surcharge is set by a number nobody has published</title><link>https://reckonwire.com/notes/irmaa-2027-brackets-when-announced/</link><guid isPermaLink="true">https://reckonwire.com/notes/irmaa-2027-brackets-when-announced/</guid><description>IRMAA decides whether you pay a surcharge on top of Part B. The 2027 brackets are not confirmed until CMS publishes them around November 2026.</description><pubDate>Wed, 02 Sep 2026 00:00:00 GMT</pubDate></item><item><title>October 14 is the day the 2027 COLA stops being a guess</title><link>https://reckonwire.com/notes/october-14-the-day-the-cola-is-set/</link><guid isPermaLink="true">https://reckonwire.com/notes/october-14-the-day-the-cola-is-set/</guid><description>SSA is expected to announce the confirmed 2027 cost-of-living adjustment on October 14, 2026, once September CPI-W is published.</description><pubDate>Wed, 02 Sep 2026 00:00:00 GMT</pubDate></item><item><title>One in six households is behind on the power bill</title><link>https://reckonwire.com/notes/one-in-six-households-behind-on-utility-bills/</link><guid isPermaLink="true">https://reckonwire.com/notes/one-in-six-households-behind-on-utility-bills/</guid><description>Roughly 1 in 6 U.S. households entered 2026 behind on utility bills, with a combined $25 billion owed projected by year end.</description><pubDate>Wed, 02 Sep 2026 00:00:00 GMT</pubDate></item><item><title>Utilities asked for $9.4 billion in rate hikes in three months</title><link>https://reckonwire.com/notes/utilities-asked-for-9-4-billion-in-rate-hikes/</link><guid isPermaLink="true">https://reckonwire.com/notes/utilities-asked-for-9-4-billion-in-rate-hikes/</guid><description>In Q1 2026 alone, utilities requested $9.4 billion in rate increases from state commissions, following $31 billion in requests across 2025.</description><pubDate>Wed, 02 Sep 2026 00:00:00 GMT</pubDate></item><item><title>Tariffs cost your household somewhere between $600 and $2,512</title><link>https://reckonwire.com/notes/what-tariffs-cost-your-household-2026/</link><guid isPermaLink="true">https://reckonwire.com/notes/what-tariffs-cost-your-household-2026/</guid><description>Credible 2026 estimates of the per-household tariff cost differ by a factor of four. The spread is not sloppiness — it is what each study measures.</description><pubDate>Wed, 02 Sep 2026 00:00:00 GMT</pubDate></item><item><title>The 401(k) limit is projected to reach $25,000 in 2027</title><link>https://reckonwire.com/notes/401k-limit-2027-projected-25000/</link><guid isPermaLink="true">https://reckonwire.com/notes/401k-limit-2027-projected-25000/</guid><description>Projections put the 2027 elective deferral limit at $25,000, up $500. The IRS confirms the real figure in late October or early November 2026.</description><pubDate>Tue, 01 Sep 2026 00:00:00 GMT</pubDate></item><item><title>You get 54 days to change your Medicare plan. Then it locks</title><link>https://reckonwire.com/notes/medicare-open-enrollment-oct-15-dec-7/</link><guid isPermaLink="true">https://reckonwire.com/notes/medicare-open-enrollment-oct-15-dec-7/</guid><description>Medicare open enrollment runs October 15 to December 7. Changes made in that window take effect January 1; miss it and you generally wait a year.</description><pubDate>Tue, 01 Sep 2026 00:00:00 GMT</pubDate></item><item><title>Medicare Part B is projected to cost $209.50 a month in 2027</title><link>https://reckonwire.com/notes/medicare-part-b-2027-premium-projection/</link><guid isPermaLink="true">https://reckonwire.com/notes/medicare-part-b-2027-premium-projection/</guid><description>The Trustees Report puts the 2027 standard Part B premium at $209.50, up $6.60 from 2026. Private forecasters think it lands higher. Here is the gap.</description><pubDate>Tue, 01 Sep 2026 00:00:00 GMT</pubDate></item><item><title>17 states raise their minimum wage on January 1</title><link>https://reckonwire.com/notes/minimum-wage-increases-january-2027/</link><guid isPermaLink="true">https://reckonwire.com/notes/minimum-wage-increases-january-2027/</guid><description>Seventeen states adjust their minimum wage for inflation each January. Michigan and Nebraska reach $15.00, Washington leads at $17.13.</description><pubDate>Tue, 01 Sep 2026 00:00:00 GMT</pubDate></item><item><title>Tariffs have cost Americans $343 billion, and not evenly</title><link>https://reckonwire.com/notes/tariffs-343-billion-collected/</link><guid isPermaLink="true">https://reckonwire.com/notes/tariffs-343-billion-collected/</guid><description>Cumulative tariff costs have reached $343 billion, with residents of five states carrying a disproportionate share of the burden.</description><pubDate>Tue, 01 Sep 2026 00:00:00 GMT</pubDate></item><item><title>Congress let the enhanced credits lapse. The bill was $780 a year</title><link>https://reckonwire.com/notes/aca-subsidy-expiration-what-congress-decided/</link><guid isPermaLink="true">https://reckonwire.com/notes/aca-subsidy-expiration-what-congress-decided/</guid><description>The enhanced ACA premium tax credits expired December 31, 2025. The average net monthly premium rose $65 — about $780 over a full year.</description><pubDate>Mon, 31 Aug 2026 00:00:00 GMT</pubDate></item><item><title>Data centers use more power. Households absorbed the price rise</title><link>https://reckonwire.com/notes/data-centers-and-your-power-bill/</link><guid isPermaLink="true">https://reckonwire.com/notes/data-centers-and-your-power-bill/</guid><description>Residential electricity prices rose 25% from 2020 to 2024 while industrial users saw little increase — and some now pay less than two years ago.</description><pubDate>Mon, 31 Aug 2026 00:00:00 GMT</pubDate></item><item><title>The 2027 tax brackets are not out yet. Here is what is settled</title><link>https://reckonwire.com/notes/irs-2027-tax-brackets-what-we-know/</link><guid isPermaLink="true">https://reckonwire.com/notes/irs-2027-tax-brackets-what-we-know/</guid><description>The IRS publishes 2027 brackets and the standard deduction in October or November 2026. The seven-rate structure stays; the thresholds move with inflation.</description><pubDate>Mon, 31 Aug 2026 00:00:00 GMT</pubDate></item><item><title>Part B&apos;s increase is projected to slow from 9.7% to 3.3%</title><link>https://reckonwire.com/notes/medicare-part-b-increase-slower-than-last-year/</link><guid isPermaLink="true">https://reckonwire.com/notes/medicare-part-b-increase-slower-than-last-year/</guid><description>After a $17.90 jump in 2026, the projected 2027 Part B increase is $6.60. What changed, and why the projection may still be low.</description><pubDate>Mon, 31 Aug 2026 00:00:00 GMT</pubDate></item><item><title>Electricity is up 7.3% in a year and 40% since 2021</title><link>https://reckonwire.com/notes/electricity-prices-up-7-3-percent/</link><guid isPermaLink="true">https://reckonwire.com/notes/electricity-prices-up-7-3-percent/</guid><description>Residential electricity rates rose 7.3% between April 2025 and April 2026, part of a nearly 40% climb since 2021. Summer bills were projected up 10.5%.</description><pubDate>Sun, 30 Aug 2026 00:00:00 GMT</pubDate></item><item><title>RAP puts your income in one of 11 brackets. There is no $0 payment</title><link>https://reckonwire.com/notes/student-loan-rap-how-your-payment-is-calculated/</link><guid isPermaLink="true">https://reckonwire.com/notes/student-loan-rap-how-your-payment-is-calculated/</guid><description>The Repayment Assistance Plan charges 1% to 10% of adjusted gross income, minus $50 per dependent, with a $10 monthly floor and no cap.</description><pubDate>Sun, 30 Aug 2026 00:00:00 GMT</pubDate></item><item><title>RAP removed the payment cap. High earners feel that first</title><link>https://reckonwire.com/notes/student-loan-rap-who-pays-more/</link><guid isPermaLink="true">https://reckonwire.com/notes/student-loan-rap-who-pays-more/</guid><description>The Repayment Assistance Plan has no ceiling tied to the 10-year standard plan, so some borrowers pay more than they would have under IBR.</description><pubDate>Sun, 30 Aug 2026 00:00:00 GMT</pubDate></item><item><title>Nearly 22 million people are exposed to the subsidy expiration</title><link>https://reckonwire.com/notes/who-loses-coverage-22-million/</link><guid isPermaLink="true">https://reckonwire.com/notes/who-loses-coverage-22-million/</guid><description>Analysts put the number of people facing sharply higher health costs or losing coverage after the enhanced ACA credits expired at close to 22 million.</description><pubDate>Sun, 30 Aug 2026 00:00:00 GMT</pubDate></item><item><title>ACA premiums jumped 58% after the enhanced subsidies expired</title><link>https://reckonwire.com/notes/aca-subsidies-expired-what-you-pay-now/</link><guid isPermaLink="true">https://reckonwire.com/notes/aca-subsidies-expired-what-you-pay-now/</guid><description>The average net Marketplace premium went from $113 to $178 a month after enhanced tax credits ended. KFF put the increase for subsidized enrollees at 114%.</description><pubDate>Sat, 29 Aug 2026 00:00:00 GMT</pubDate></item><item><title>The law holds your whole refund if you claim the EITC</title><link>https://reckonwire.com/notes/eitc-refunds-held-until-mid-february/</link><guid isPermaLink="true">https://reckonwire.com/notes/eitc-refunds-held-until-mid-february/</guid><description>The PATH Act requires the IRS to hold the entire refund of EITC and ACTC filers until mid-February, not just the part tied to the credit.</description><pubDate>Sat, 29 Aug 2026 00:00:00 GMT</pubDate></item><item><title>Filing opens in late January. Filing early does not mean paid early</title><link>https://reckonwire.com/notes/tax-season-2027-opens-late-january/</link><guid isPermaLink="true">https://reckonwire.com/notes/tax-season-2027-opens-late-january/</guid><description>The IRS is expected to start accepting 2026 returns around January 25-27, 2027. For EITC and ACTC filers, an early return does not mean an early refund.</description><pubDate>Sat, 29 Aug 2026 00:00:00 GMT</pubDate></item><item><title>SNAP benefits rose on October 1. Here are the new maximums</title><link>https://reckonwire.com/notes/snap-fy2027-maximum-allotments/</link><guid isPermaLink="true">https://reckonwire.com/notes/snap-fy2027-maximum-allotments/</guid><description>The FY2027 SNAP maximum allotment is $306 for one person and $1,023 for a family of four in the 48 states and D.C. The minimum benefit goes from $24 to $25.</description><pubDate>Fri, 28 Aug 2026 00:00:00 GMT</pubDate></item><item><title>SNAP&apos;s new amounts start October 1, and you do not have to apply</title><link>https://reckonwire.com/notes/snap-increase-takes-effect-october-1/</link><guid isPermaLink="true">https://reckonwire.com/notes/snap-increase-takes-effect-october-1/</guid><description>The FY2027 SNAP cost-of-living adjustment takes effect October 1, 2026. New maximums and income limits apply automatically to October benefits.</description><pubDate>Fri, 28 Aug 2026 00:00:00 GMT</pubDate></item></channel></rss>